Government Schemes for Women in Himachal Pradesh (Updated) 2023

Women empowerment and gender equality are important for the development of society. The Himachal Pradesh government has implemented several schemes to help women in different areas of their lives. These schemes aim to provide opportunities, improve livelihoods, ensure safety, and promote the well-being of women in the state.

Here are some government schemes for women launched by the Himachal Pradesh govt :

Beti Hai Anmol Yojana

The Beti Hai Anmol Yojana is a government scheme for women, launched by the Himachal Pradesh govt. in 2010. It focuses on improving the sex ratio and ensuring the survival, protection, and education of the girl child. Under this scheme, the government will provide financial assistance to poor families with up to two girl children. The assistance will be given at the time of the birth of the girl child and then again as an annual scholarship. The goal of this scheme is to help girls from poor families become self-reliant through education, Also, to celebrate the birth of a girl child and promote gender equality.

• The girl child must be a permanent resident of Himachal Pradesh.
• The girl child must belong to a Below Poverty Line (BPL) family.
• Only two girl children from a BPL family are eligible for the scheme.
• The girl child must have been born after July 5, 2010.
• The girl child must not get married before she turns 18 years old.

Following financial assistance will be provided under Himachal Pradesh Beti Hai Anmol Yojana

Supporting Documents

• Photocopy of Bonafide Himachali Certificate
• Proof of BPL Certificate
• Proof of Date of Birth of the Applicant
• Letter from Head Master of the School of the applicant ( in case applicant is studying)
• Identity Proof

How to Apply for Beti Hai Anmol Yojana ?

Online Process to apply under Himachal Pradesh Beti Hai Anmol Yojana 2023

• First of all, you have to go to the official website of Himachal E-District.
• Now the home page will open in front of you.
• On the home page, you have to click on the link of Beti Hai Anmol Yojana.
• Now you have to click on the link to sign up.
• After this the application form will open in front of you.
• You have to fill all the information asked in this application form like application details, address details, registration details etc.
• After that you have to click on the submit button.
• Now you have to click on the link of login to apply.
• After this, the login form will open in front of you, in which you will have to fill all the information asked.
• Now you have to click on the submit button.
• After this, the application form of Beti Hai Anmol Yojana will open in front of you.
• You have to fill all the information asked in this form carefully.
• After this you have to attach all the important documents.
• Now you have to click on the submit button.

In this way you will be able to apply under this scheme.

Offline Process of applying offline under Beti Hai Anmol Yojana 2023

• First of all you have to click on the link given here.
• Now the application form of Beti Hai Anmol Yojana will come in front of you.
• You need to download and print this application form.
• After this you have to enter all the information asked in this form.
• Now you have to attach all the important documents.
• After this you have to submit this form to Lok Mitra Kendra, Anganwadi Center or CDPO office.

The Scheme Aims to:

• Change the negative narrative of family/community respect to the girl child birth.
• Stop child marriage of girls.
• Admit girls to schools and help them continue their studies.
• Assist girls in taking up income generating activities.
• Empower girls and make them self-reliant.
• Provide financial support to the girls of Himachal Pradesh.
• Help girls study through scholarships that provide dress or books.
• Under the scheme, the government deposits Rs 21,000/- per girl child in her post office or bank account. The girl child can withdraw this money after she turns 18 years old.

Sukanya Samriddhi Yojana

The Indian government launched the Sukanya Samriddhi Yojana (SSY) to improve the well-being of girls, which is also applicable in Himachal Pradesh. It is a small savings government schemes for women that offers tax advantages and a high rate of return to parents who invest in their daughters’ long-term welfare. Under this scheme, parents or legal guardians can open a savings account in the name of their girl child, who is below the age of 10. The account offers an attractive interest rate and provides tax benefits.

You can withdraw money from the SSY account after 21 years, or when your daughter gets married, whichever is earlier. The SSY scheme is a great way to save for your daughter’s future. It offers a high interest rate, tax-free benefits, and the flexibility to withdraw money when you need it.

Eligibility

• Anyone who is a parent or legal guardian of a girl child can open an SSY account.
• The girl child must be below the age of 10 years at the time of opening the account.
• A family may open up to two accounts for two girls.
• An initial investment of at least Rs. 250 is required.
• The parents of the girl child must be Indian residents. This means that they must have a valid residential address in India and they must be paying taxes in India. However NRIs are also eligible to contribute in the scheme with some below mentioned conditions.

Can a non-resident Indian (NRI) open a Sukanya Samriddhi Yojana account?

Yes, an NRI can open a Sukanya Samriddhi Yojana (SSY) account for their daughter, but only if the account is opened within one year of the daughter’s birth or adoption.

NRIs can open an SSY account at any authorized bank or post office branch in India. They will need to provide the following documents:

• Daughter’s birth certificate or adoption papers
• Passport
• Proof of NRI status

NRIs cannot contribute to their SSY accounts online. They must transfer the funds from their NRE or NRO account using a check or draft in Indian rupees. The contributions made to the SSY account are subject to the Central Bank of India’s (RBI) guidelines for NRI transactions.

NRIs may also be eligible for tax advantages on donations made to SSY accounts under Section 80C of the Income Tax Act of 1961. However, the interest earned on the SSY account is taxable in India.

If an NRI decides to live in India permanently, they can still use their SSY account. However, they will need to notify the bank or post office of their change in status from NRI to resident Indian. The bank or post office will also need their Indian address and PAN information.

Supporting Documents

Birth certificate of the girl child: This is to confirm the age of the girl child and her eligibility to open an SSY account. In case of adoption, the adoption certificate must be submitted.

Identity proof of the guardian: This is to verify the identity of the guardian who is opening the SSY account on behalf of the girl child. Valid identity proofs include Aadhaar card, passport, PAN card, or voter ID card.

Address proof of the guardian: This is to verify the address of the guardian. Valid address proofs include Aadhaar card, passport, electricity bill, or ration card.

Photographs: Two passport-size photographs of the girl child and the guardian must be submitted along with the application form.

It is important to note that the above documents must be valid and self-attested copies.

How to Apply for Sukanya Samriddhi Yojana ?

You can open a Sukanya Samriddhi account in your nearest bank or post office.

How to open a Sukanya Samriddhi account at a bank ?

• Go to the nearest branch of an authorized bank.
• Fill out the Sukanya Samriddhi account form with the required details.
• Provide the following documents:

1. Identity proof of the parent or legal guardian of the girl child
2. Proof of residence of the parent or legal guardian
3. Photograph of the parent/legal guardian
4. Birth certificate of the child

• Make an initial deposit of Rs. 250 to Rs. 1.50 lakhs. You can pay by cash, demand draft, or cheque.
• The bank will process your application and open your account. You will be issued a passbook.

How to open a Sukanya Samriddhi account at a post office ?

• Go to your nearest post office branch.
• Fill out the post office account opening form.
• Provide the following documents:

1. Identity proof of the parent or legal guardian of the girl child
2. Proof of residence of the parent or legal guardian
3. Photograph of the parent/legal guardian
4. Birth certificate of the child

• Make an initial deposit of Rs. 250 to Rs. 1.50 lakhs. You can pay by cash, demand draft, or cheque.
• The post office will process your application and open your account. You will be issued a passbook.

Here are some of the benefits of the SSY scheme

Higher interest rate: The SSY offers an interest rate of 7.6%, which is higher than the interest rates offered by most other savings schemes.

Tax benefits: The interest earned on the SSY account is tax-free under Section 80C of the Income Tax Act, 1961. This means that you can save up to Rs. 1.5 lakh per year in your daughter’s SSY account and claim a tax deduction on this amount.

Account transfers: You can transfer your SSY account from one bank or post office to another, without any hassle.

Flexible withdrawal rules: You can withdraw money from your SSY account after 21 years, or when your daughter gets married, whichever is earlier. You can also withdraw money for your daughter’s education or marriage, even before the account matures.

If you are looking for a safe and secure way to save for your daughter’s future, the SSY is a great option. It offers a high interest rate, tax-free benefits, and the flexibility to withdraw money when you need it.

FAQs about Sukanya Samriddhi Yojana

Q. Who can open an SSY account?

Any parent or guardian can open an SSY account in the name of a girl child who is below the age of 10 years.

Q. How much can I invest in an SSY account?

You can invest a minimum of Rs. 250 and a maximum of Rs. 1.5 lakh per year in an SSY account.

Q. What is the interest rate on the SSY account?

The interest rate on the SSY account is 7.6% per annum.

Q. How do I get the tax benefits of the SSY scheme?

The interest earned on the SSY account is tax-free under Section 80C of the Income Tax Act, 1961.

Mukhyamantri Kanyadan Yojana

The Mukhyamantri Kanyadan Yojana is a scheme launched by the Himachal Pradesh government to help poor girls get married. The scheme provides financial assistance of Rs. 25,000 to girls who are poor, orphans, or whose fathers are physically or mentally incapacitated or bedridden.

Eligibility :

• The girl must be a resident of Himachal Pradesh.
• The bride and groom should be at least 18 and 21 years old, respectively.
• Residents of Himachal Pradesh
• Family Income should not exceed Rs. 35,000 per annume from all sources.

These are the categories of girls and women who can benefit from this initiative:

1. Girls whose father has passed away.
2. Girls whose father is unable to work or is bedridden.
3. Orphan girls.
4. Girls and women who have been neglected.
5. Girls and women living in Nari Niketan (women’s shelter).
6. Girls who were previously living in Balika Ashram (girls’ shelter).
7. Deserted or divorced women.
8. Girls and women who have been rescued from human trafficking.
9. Women and girls who have been released from prison.
10. Daughters of divorced or destitute women.

Supporting Documents

• Identity proof of the girl
• Proof of the family’s annual income.
• Marriage certificate of the girl or Proof of the date of marriage.
• Birth certificate of the girl and boy.
• Domicile certificate of Himachal Pradesh.
• Copy of the bank passbook of the girl.
• BPL (Below Poverty Line) certificate.

The government will sanction the amount within 15 days of receiving the application. The amount will be credited to the girl’s bank account. The Mukhyamantri Kanyadan Yojana is a great initiative by the Himachal Pradesh government to help poor girls get married. The scheme will help these girls to lead a dignified life.

How to Online Apply for Mukhyamantri Kanyadan Yojana ?

• Go to the Himachal Online Seva Portal, which is the official website of the Government of Himachal Pradesh.
• From the Home Page, select the “Mukhyamantri Kanyadan Yojana” option.
• Click on “Sign Up” to register for the scheme.
• Fill in the required details, including:

1. Full Name
2. Gender
3. Date of Birth
4. Father’s Name
5. Email ID
6. Mobile Number
7. State
8. District
9. Security Answers
10. Fill the Captcha Code

• Click on “Register” to complete the registration process.
• An OTP (One-Time Password) will be sent to your mobile number.
• Go to the login portal and enter your Login ID and Password.
• After successful login, select the “Mukhyamantri Kanyadan Yojna” option.
• Fill in all the required details in the application form.
• Submit the application.

The Child Development Project Officer will review your application. If you are found eligible, the assistance amount will be provided to you as a beneficiary.

How to Offline Apply for Mukhyamantri Kanyadan Yojana ?

• Fill out the application form.
• Attach the necessary documents, including:

1. Domicile certificate of Himachal Pradesh.
2. Proof of the family’s annual income.
3. BPL (Below Poverty Line) certificate.
4. Proof of the date of marriage.
5. Age proof of the bride and groom.

• Submit the completed application form along with the documents to the office of the District Program Officer.
• Your application will be carefully reviewed. If you meet the eligibility criteria, the assistance amount will be transferred to your bank account as a beneficiary.

Mother Teresa Asahaya Matri Sambal Yojana

The government of Himachal Pradesh has started a new scheme called the Mother Teresa Asahaya Matri Sambal Yojana. This scheme provides financial assistance to widows and destitute women in the state. The government gives each beneficiary Rs. 3000 per year. This money is to help the women with their daily expenses and to promote their social and economic empowerment.

The main goal of this scheme is to provide financial security to widows and to help them raise their children until they are 18 years old. It also aims to provide a steady source of income for the weaker sections of society and to promote education among children from low-income families.

Eligibility

Here are requirements to qualify for coverage under the Mother Teresa Asahaya Matri Sambal Yojana:

• You must be a citizen of Himachal Pradesh.
• If you are a widowed or divorced woman from Himachal Pradesh, you are eligible to apply for this program.
• Your family should be classified as Below Poverty Line (BPL).
• If your husband has been missing for more than two years, you can also benefit from this program.
• Your income as a woman should not exceed Rs. 35,000 to be eligible for the scheme.

Supporting Documents

To apply for the Mother Teresa Asahaya Matri Sambal Yojana, you will need to submit the following documents:

• Fill out the application form, which must be certified by the Secretary of the Panchayat and the Panchayat Pradhan.
• Provide the child’s birth certificates as proof of their age if applicable.
• Submit a bonafide certificate issued by the Himachal Pradesh government.
• Include the death certificate of your husband, if applicable.
• Provide a residence certificate as proof of your address.
• Submit any of the following identity proofs: PAN Card, Aadhaar Card, Driving License, Voter ID Card, etc.
• Provide an address proof, which can be an Aadhaar Card, Valid Passport, Utility bill, Property tax bill, etc.
• Include an income certificate, duly attested by the magistrate, to demonstrate your income level.
• Provide your bank account details for the scheme’s benefits to be transferred to your account.
• Submit a certificate that confirms your Below Poverty Line (BPL) status.
• Proof of Death of Parents (for orphan Children): If you are applying for orphan children, provide evidence of their parents’ death.
• Include an affidavit signed by the mother, stating the necessary details as specified by the scheme.

How to Apply Offline?

• Download the application form and fill it out with the required information. Attach the necessary documents as mentioned in the form.
• Submit the completed application form along with the attached documents to the Child Development Project Officer of the nearest block.

How to Apply Online?

To apply for the Mother Teresa Asahaya Matri Sambal Yojana, you need to follow these simple steps:

Step 1: Visit the office of the women and child welfare department to apply for the scheme.

Step 2: You can download the application forms from the official website of the women and child welfare department. Here is the link to access the PDF format of Mother Teresa.

Step 3: Fill out the application form completely and attach the required documents mentioned. Then, submit the form to the designated official.

Step 4: The welfare officer will verify your application within 10 working days to ensure you meet the eligibility criteria. If any conditions are not met, the application will be returned for completion.

Step 5: Once the documents are verified by the Tehsil Welfare Officer, they will be forwarded to the district Welfare Officer for final certification. Upon submitting your application, you will receive an acknowledgement for future reference.

Balika Samridhi Yojana

The Balika Samridhi Yojana(BSY) was launched in 1997, and it has helped millions of girls in India. The scheme has been very successful in reducing gender bias and promoting the overall development of girls. The Balika Samridhi Yojana is a scheme by the government to provide financial assistance to girls from poor families. The scheme aims to improve the status of girls in society and to encourage parents to educate their daughters.

Under the scheme, the government will provide a one-time grant of Rs. 500 to the parents of a girl child at the time of her birth. The government will also provide a fixed amount of money every year to the girl child until she reaches class X. This money can be used for the girl’s education and other expenses.

Even if the girl child dies before the age of 18, the deposited amount can be withdrawn by her parents. However, if the girl child gets married before the age of 18, she will not be eligible for any benefits under the scheme.

The Balika Samridhi Yojana is a great initiative by the government. It will help to improve the lives of many girls from poor families and will give them a better chance of a brighter future.

Here is a breakdown of the financial aid provided under the Balika Samridhi Yojana:

Girls who are eligible under Balika Samriddhi Yojana (BSY) will receive the following benefits:

• A post-birth grant of Rs.500/-
• This amount will be given after the birth of the girl child.
• Annual scholarships for each successfully completed year of schooling:

1. Classes I-III: Rs.300/- per year for each class.
2. Class IV: Rs.500/- per year.
3. Class V: Rs.600/- per year.
4. Classes VI-VII: Rs.700/- per year for each class.
5. Class VIII: Rs.800/- per year.
6. Classes IX-X: Rs.1,000/- per year for each class.

These scholarships will be provided to the girl child covered under BSY, starting from when she begins attending school.

Here is a table to understand it better :

Eligibility

• You must be a permanent resident of India to apply for this scheme.
• This scheme is only for girls.
• Girls from low-income families are given priority.
• The girl child must be born on or after August 15, 1997.
• Only two girls from a family can apply for this scheme.

Supporting Documents

To receive the benefits of Balika Samriddhi Yojana, eligible families need to provide certain documents:

• Birth certificate of the girl child issued by the Government or the hospital where she was born.
• Address proof of parents or legal guardians, which can be any of the following:
• Driving licence
• Passport
• Utility bills (electricity, water, telephone)
• Voter’s ID card
• Any other certification issued by the Indian Government as proof of address.

Identity proof of parents or legal guardians, which can be any of the following:

• PAN Card
• Passport
• Driving License
• Utility Bills
• Voter’s ID
• Ration Card
• Any other Government-issued identity proof.

How to Apply for Balika Samridhi Yojana?

In rural areas, the Balika Samriddhi Yojana is managed by ICDS, while in urban areas, it is implemented by health department officials. Families who want to receive the benefits of this govt schemes for women should follow these steps when applying:

• Fill out a form with all the required information.
• If you live in a rural area, you can obtain the form from an Anganwadi Worker or a Health Functionary.
• If you live in an urban area, you can download the form online, but make sure to get the correct form.
• Provide all the necessary data and fill out the form completely.
• Submit the form at the same location where you obtained it.ila Vikas Nigam is an organisation dedicated to the socio-economic upliftment of women. It implements various schemes and programs to empower women and provide them with opportunities for skill development and entrepreneurship. The Mahila Vikas Nigam offers financial assistance, training, and counselling to women entrepreneurs and encourages them to become self-reliant. The organisation also conducts awareness campaigns and workshops on women’s rights and gender equality.

Conclusion

These are just a few examples of the many government schemes for women in Himachal Pradesh. The government’s schemes have helped to improve the lives of many women in Himachal Pradesh. However, there is still more work to be done. The government needs to continue to invest in women’s empowerment in order to achieve its goal of a gender- just society. If you are a woman living in Himachal Pradesh, I encourage you to learn more about these schemes and to apply for the ones that are right for you.